| FAQ | Our Credit Policy |
Questions About Our Credit Policy...
 
  NOTE: The credit polices listed here are for our service department. If you are going to make an internet purchase, you can find the Internet Sales Policy on this page.  
 

Q. What is the terms of payment on service calls? 

A. For all customers who do not have an in house account,  payment should be made in full when the service is finished. If you have an established in house account, payment is due within 10 days of the invoice date. All accounts 30 days past due are subject to a service charge of 1.75% per month.

 

Q. How do I open an in house account?

A. We simply need for you to sign a simple form for us to investigate your credit background. All credit information is held in confidence. If you are denied credit, we are required by law to notify you of the reason for denial. Residential accounts usually can be opened within 30 minutes. Commercial accounts can take several days.

 

Q. If I sign a contract for you to do work in my home, do I have to pay in advance for the work?

A. The answer is "it depends". When you sign a contract for us to do work in your home, your credit worthiness is verified by credit reporting agencies. All contracts that do not require payment before work begins are subject to credit approval. If credit is denied, we will ask you to pay in advance for work that is to be done. The vast majority of Sunbelt customers that contract for work in their home do not pay for work in advance.

 

Q.  I owe $260.00 on my house account. Why can't I pay this out over several months?

A. The terms on all in house accounts is Net 10 days from invoice date. The main purpose of an in house account is to provide convenience for our customers. If long term financing is required, you should make arrangement before work begins. 

 

Q. I need to have repair work done on my cooling system that will cost $500.00. I don't have that much money to spend right now. Is there anyway for me to get it done without having to pay today?

A. Yes. Sunbelt will gladly except Visa or MasterCard for payment of your account. We also work with several lending institutions that provide financing. Loan applications are available in our office.

 

Q. Does Sunbelt report late payments to a credit reporting agency?

A. Yes. Sunbelt reports all accounts over 90 days unpaid (including service charges) to credit reporting agencies. These reports become a permanent part of your credit record. Credit agency reporting by Sunbelt can effect your ability to obtain credit from other retailers or service agencies in the future. It is in your best interest to always pay your account within the terms specified.

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Revised: July 19, 2006